We are looking for someone with strong analytical skills and a questioning mind to join our risk reporting and analytics team. Our goal is to use data to drive effective decision-making across the bank. Because this is a small team currently, every member of the team has a key role to play and has the opportunity to learn about all areas of credit risk. We are seeking a good problem solver with a keen interest in analytics who wants to learn about credit risk by getting their hands dirty. A strong desire to learn and improve is more important than previous credit risk experience.
KEY RESULT AREAS or ACCOUNTABILITIES
* Produce accurate, timely monthly reporting including monitoring of risk appetite, portfolio trends and early warning indicators
* Present data and analysis in a way that enables the Executive and Board to make informed decisions
* Liaise and collaborate with the various teams to understand reporting requirements and to identify and fix data gaps and issues
* Conduct pro-active analysis of credit trends and behaviours across Hampshire Trust Bank
* Deliver bespoke analytics to aid the front line business in understanding their overall risk profile
* Support the bank wide Data Integrity program, improving the quality and consistency of data the bank uses in its reporting
* Ensure processes and procedures are properly documented and effectively controlled
* Continuously improve processes, procedures and tools
* Develop and maintain strong, collaborative and constructive relationships with the 1st Line businesses and functions to support the delivery of business objectives whilst maintaining effective controls
* Support the broader Risk and Compliance function where required.
Qualifications/Experience
* Strong academic background with a degree in a quantitative discipline
* Exceptional attention to detail, rigour and accuracy
* Proficient using Microsoft Office tools (especially Excel & PowerPoint)
* Excellent analytical abilities, including experience of programming
* Excellent written and presentational skills
* Experience using SAS is highly desirable
* Understanding or experience of credit risk also desirable
